Can I use SpotMeĀ® with Chime Card?

Yes! You can use SpotMe with your secured Chime VisaĀ® Credit Card if you're eligible and have SpotMe turned on in your app. Ā 

Here’s what to know: Ā Ā 

  • SpotMe can cover purchases and cash withdrawals made with your Chime Card, up to your limit. Ā Ā 
  • The negative balance is repaid from your next direct deposit or transfer into your Chime Card secured deposit account, whichever comes first. Ā Ā 
  • Your SpotMe limit is shared between your Chime VisaĀ® Debit Card and Chime Card. Ā Ā 
  • Using SpotMe with Chime Card does not impact your credit score or credit reporting. Ā 

For more information on SpotMe, read What is SpotMeĀ®?