You’ll receive an email or push notification when you're eligible to switch.
Tap the Upgrade Credit Builder tile on your Home Screen
Choose your new card design.
Confirm your address. If you wish to update your address on file, tap on Edit.
Accept the updated Chime Card terms.
Your Checking and Credit Builder balances will merge into one “Available” balance.
You'll receive your new Chime Card in the mail.
Your account and routing numbers will remain the same, and you’ll unlock all of the new benefits of Chime Card!
Upgrading to Chime Card unlocks access to new features like upgraded card designs and a single balance to spend from. Once you achieve Chime+ status, you'll also unlock Cash Back* on your Chime Card.
*With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases. Please refer to the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for details and more information on rotating cash back categories.