Tips for growing your MyPay® credit limit

Follow these tips:

1. Maintain Consistent Deposits: Ensure you receive at least two qualifying direct deposits of $200 or more every 36 days.

2. Maximize Deposits: Direct deposit your full paycheck for faster credit limit growth. If this is not possible, prioritize higher deposit amounts.

3. Share Employment Details: Provide additional information such as:

• Work email address

• Work location

• Payroll provider connection (e.g., via Pinwheel)

4. Repay Advances on Time: Fully repay any advances taken with MyPay within the same pay period to maintain eligibility.

Your limit may increase as soon as your next direct deposit. Factors that affect the speed of growth include:

• Deposit frequency and consistency.

• Deposit size.

• How long you’ve been actively using MyPay.

Steady financial habits and timely repayment are essential for sustained growth.