To qualify for Chime Plus status, receive Qualifying Direct Deposits within the last 34 days. You’ll qualify if you receive either:
- A single Qualifying Direct Deposit of $200 or more, or
- $400 or more in total Qualifying Direct Deposits.
Once your Qualifying Direct Deposit is processed, your Chime Plus status will activate automatically at no cost. See the Chime Membership Tiers Terms and Conditions for details.
What counts as a qualifying direct deposit?
✅ Accepted direct deposit types:
- Employer payroll deposits
- Government benefits (e.g., Social Security, unemployment, VA benefits)
- Gig economy payments (e.g., Uber, Lyft, DoorDash)
❌ Not considered Qualifying Direct Deposits:
- Bank ACH transfers
- Mobile check deposits
- Peer-to-peer transfers (e.g., Venmo, PayPal, Cash App)
- Pay Anyone transfers
- Verification or trial deposits from financial institutions
- Mobile check deposits
- Cash deposits
- One-time direct deposits (e.g., tax refunds)
Need help setting up direct deposit? See How do I set up direct deposit for employers and payroll providers? to unlock Chime Plus.
Still need help, visit How do I contact Chime customer service?
CHIME Plus is a Trademark of Chime Financial, Inc.